How we independently compare different providersOn September 7, 2019 by admin
Did you know that you can save a lot of money by comparing different loan providers? Most people still go to their own bank when they want to take out a loan. However, taking out a loan via the internet from a relatively unknown provider can be rewarding. Read on how we independently compare different providers.
Which providers do we compare?
We specialize in comparing lenders who are perhaps less known to the general public. The fact that these lenders are less known does not mean that they are of lower quality. All Dutch lenders must comply with the same legal provisions and are subject to strict supervision by the Netherlands Authority for the Financial Markets (AFM).
Why are these unknown providers cheaper?
Smaller lenders often pass on lower or lower costs to their customers than traditional banks. This is because they often have fewer overhead costs. They have a smaller office building and fewer staff. In this way the costs for the customer remain low. You can therefore save money when you take out a loan with such a lender instead of a regular bank.
Is a loan from an unknown provider safe?
Every lender in the Netherlands must comply with legal provisions and is subject to strict supervision by the AFM. A loan from an unknown lender is therefore just as safe as a loan from a regular bank. When you compare loans with us, in addition to a clear overview of the conditions, you also get insight into customer experiences. This way you can determine yourself whether a lender suits you. However, the security of a loan is always guaranteed.
How can I compare different providers?
When you know what amount you want to borrow and which loan type you choose, you can compare the various providers via our website. Within two minutes we will show you the cheapest and fastest available loans with the most current interest rates. You can then request a quote directly from various providers. A request for a quote through us is always free and without obligation.
What should I look out for when comparing providers?
You want to pay as little as possible, but you will not be faced with unpleasant surprises. It is therefore important not only to focus on the costs, but also to look critically at the conditions. When you have mapped out your requirements and needs for yourself, you can easily compare the different providers and make a choice. Request different quotes to make a well-founded choice.
What happens after my application?
When you have made a choice for a certain provider, you can start the loan application. The lender will then determine your creditworthiness. By carrying out a credit check and checking your income data and fixed charges, the lender will determine whether you are actually eligible for a loan. When your application is accepted, the loan amount may become available in the short term.
Is borrowing money justified in my situation?
The lenders must comply with legal provisions regarding the granting of loans. These provisions have been created to protect the consumer. If it is not justified to take out a loan in your situation, you will probably not be able to meet the credit requirements of the lender and your application will be rejected. Even if you do meet the testing requirements, it is wise to check for yourself whether taking out a loan is advisable. By taking out a loan you can get deep into financial difficulties when you can no longer meet the payment obligation.
Compare loans via Good Finance
Compare the various loan providers through Good Finance and get quick and easy personal and independent advice. Ask quickly about your personal options for taking out a loan.
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